If you are served with a Summons/Complaint, do not let time pass. The Complaint must be answered on a timely basis or a Default Judgment will be taken against you. There is an absolute need to actively answer legal documents within the timeframe required by New York law. If served personally, you may have to answer in as soon as 20 days.
Everything alleged in the Summons/Complaint is taken to be true, unless you deny those allegations in an Answer to the Complaint. The appropriate denials must be put into place in your written Answer; the appropriate affirmative defenses must also be raised or they may be deem waived. If you are not properly represented, you may miss crucial defenses and points of law that are available to you, and if you do not raise those defenses and points of law in a timely manner, you may have waived them, preventing you from protecting your interest properly as the case proceeds. Our office can best Answer the Complaint on your behalf.
In each Foreclosure case, the resident homeowner is entitled to a Foreclosure Settlement Conference by law. You will have the opportunity to present your financial packet, which would include responding to a written questionnaire and providing the evidence that shows your financial situation. Your application will be reviewed by the bank and a determination will be made as to whether or not you qualify for a loan modification.
Bernadette M. Crowley has extensive experience in foreclosure matters. She was awarded the 2014 New York State Bar Association's President's Pro Bono Service Award for her distinguished service with the Queens Foreclosure Conference Project, having successfully resolved ten foreclosure cases last year totaling 125 hours.
Please call the Offices of Bernadette M. Crowley at (718) 423-5500 or firstname.lastname@example.org if you are in need of legal counsel egarding a foreclosure matter.